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Can I drive legally without insurance?
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NO! Almost every state requires you to have auto liability insurance. All states also have financial responsibility laws.
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This means that even in a state that does not require liability insurance, you need to have sufficient assets to pay claims if you cause an accident. If you don’t have enough assets, you must purchase at least the state minimum amount of insurance. But insurance exists to protect your assets. Trying to see how little you can get by with can be very shortsighted and dangerous.
If you've financed your car, your lender may require comprehensive and collision insurance as part of the loan agreement.
Can i drive with my parents if they have insurance and i dont?
The only person who can answer this question correctly for you is your parents insurance agent. Insurance companies want all licensed drivers in the household listed on insurance policies. That means being listed as a driver on your parents policy. Call your agent and ask.
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Disclaimer: The information on this website is provided for information purposes only. This information may or may not be applicable in your state. In addition, the laws may have changed by the time you read this. This information is in no way intended to be applied as law or constitute coverage. It is not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. For More information contact us
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